Pet Insurance - makes good sense!
Pet insurance is becoming more and more popular in Australia. It offers you peace of mind as it covers some or all of the treatment costs if your pet was ever involved in an accident or suffers a sudden illness. There is no equivalent of Medicare for pets, thus often treatment costs exceed what an equivalent problem would cost for a human patient.
Did you know that 24 hr emergency care for animals can cost well over $1000 per day? Some surgeries such as repair of fractured bones or exploratory surgery can also add up to thousands of dollars and that may not include recovery and aftercare treatment.
It is a heartbreaking situation to have to choose between the health of your pet and financial constraints, so for peace of mind we strongly recommend that your pet is insured.
There are over a dozen companies that now offer pet insurance and we can help you find one that best suits your needs and your pet.
What does pet insurance cover?
Individual packages vary in the type of treatment covered. However, they usually include most accidents and unexpected illnesses. You need to consider the differences between policies, in particular;
- the 'excess' fee, if any
- the percentage of treatment costs covered
- how long an illness will be covered
- the annual claim limit
- any age restrictions
- pre-existing illness exclusions
- any benefits for routine pet care like vaccinations, dental work
- policy costs
We highly recommend starting pet insurance for your pet at a young age.
Please feel free to discuss it with us at your next vet visit or call 5762 2788.